Home Loan Pre Approval

Thanks for the free content and information

I wonder if this preapproval process will change in the COVID 19 and coming deep recession.....i wonder if the banks will require more deposit and be more stringent on preappoval? Interesting times ahead

Thanks for all your information guys. My partner and i are saving like mad and cant wait to buy in the coming year or so. Super excited and i have learnt so much from you

Good to see you guys revisiting topics with updates. Thanks for the video

Do you accept jobkeeper payment as income toward loan?

Thanks for the info, Jayden! I’ve been a casual employee for almost 3 years (1 year with my current company) and I have a solid work history and I save $10K after bills every month. I mostly work full-time (except for a month around Christmas/New Year). I have $70K saved up. I have zero debts and a good credit history. Will it be hard for me to get a pre-approval as a casual employee even though I earn decent money, have no debts and have decent savings? I’m worried I’ll be rejected because I’m casual. I work in healthcare so I have worked all through COVID-19 so I’m unlikely to be out of work. I want to buy a home that my mother (permanent full-time worker, with her company 20+ years) can rent while I’m away travelling for work. My goal is to buy a modest house she can live in rent-free once she retires in the next 10 years or so. Any advice if I get knocked back on a home loan pre-approval?

Thanks for the video guys.
We are currently building our first home and have just past stage 1. My question is if I apply for a credit card, would it affect the rest of the instalments at each stage? We have a fixed price building contract that has already been approved and shows on our ANZ account. I figured we're going to buy a heap of furniture, might as well make the most of the rewards of a credit card while we're at it.

Cheers for the content guys keep them coming

Hi Jayden, thanks for such a great information. I am self employed, whom i can meet in Sydney to get clear points on how to get approval.

I'm still lost.. I got conditionally approved for 3mos.

Not so sure what the next steps are.

See a solicitor? See property? Do i make a down payment to lock in a land? 🙈

I was declined after my pre approval,Im working as a webcam model getting paid rom UK...but residing in South Africa

We have no genuine savings, I'm full time and my wife is perm part time but has only just started at her job a week ago. We have full 20% property guarantor and 100k gift. Also in no debt and zero liabilities. Do we have a chance of being approved ?