Best Everyday Credit Card 2020

When it comes to credit cards, the options can be overwhelming! Especially in college, you’re bombarded with so many different choices with cards that offer: points, intro bonuses, travel rewards, low APR, where do you even start?! While you can get more cards later that are better in specific categories, the best everyday card is gonna be the Citi Double Cash Card. It has no annual fee, 2% cash back on all purchases, and no cap on the cash back earned.
Now please know that we at A Penny Pincher’s Guide only recommend the responsible use of credit cards. That means paying off the balance in full every single month, never carrying a balance for any reason. If you find that credit cards are a temptation that leads you into debt, then please stay away from them. However, if you’re responsible with your credit card use, then we encourage using the cards to save some extra money. As Benjamin Franklin is often quoted, “A penny saved is a penny earned”

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DISCLOSURE: We are not financial advisers. The ideas presented in this video are for entertainment purposes only. Although the information is researched and vetted beforehand, it may not be up to date at the time of viewing. Please do your due diligence and research on the topic. You (and only you) are responsible for the financial decisions that you make.

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