The Video KLARNA Doesn’t Want You to See!

55 лет назад

782 Просмотров

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In this video I will talk to you about Buy Now Pay Later (BNPL) providers like Klarna, AfterPay, PayPal and now even Apple Pay Pay Now Buy Later Program, why they are growing in demand and why it is one of the worst financial decisions you can make to use them.

Especially their interest rates for longer payment terms are sky-high and will really create long-term challenges for users. Also, they will be reporting any delay in payment to Credit Rating Agencies which can adversely impact your ability to get a loan or mortgage in the future.

These companies are doing nothing wrong, but I think it's important to understand that you should not pay for things that you can't afford right now. Instead, invest in your future, don't worsen your future by spending money now on things you don't actually need, and that will make investing even more difficult. Practice delayed gratification.

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⏰ TIMESTAMPS ⏰

00:00 Buy Now Pay Later Trap
01:10 Klarna Review
02:41 The Risks of using Buy Now Pay Later (BNPL)
04:29 Financial Implications of using Buy Now Pay Later
05:25 Why Buy Now Pay Later Companies are Growing So Fast
06:28 Why I Strongly Advise against using Buy Now Pay Later
07:33 Instead, Invest Into Things You Can't Afford

👇 ABOUT ME 👇

Hi, I’m Kai and in this channel, Smart Money with Kai, my main goal is to simplify Personal Finance for you and I will be talking about all things Personal Finance, Financial Minimalism, Investing, Stocks & Cryptos, and Business Mindset to help you build a life of lasting impact and financial independence.

Two new videos are uploaded weekly every Thursday & Sunday.

Stay healthy, get wealthy and I see you in the next video. Ciao, Kai.
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Disclaimer: I am not a financial advisor. This video, and the ideas presented in it, are for entertainment/educational purposes only and should not be construed as financial or legal advice. You, and only you, are responsible for your investment decisions.
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Affiliate Disclosure: This description contains some affiliate links, meaning that I may earn a small commission if you click through and use these links (at no additional cost to you).
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#klarna #afterpay #buynowpaylater #bnpl

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