Real Estate Finance - Lecture 01 - Introduction

this is a great lecture sir. thank you.

Trump once said " Everyone wants a bottle of cold water on a hot day . The question is do you have the money to buy it"

In my personal opinion the house bubble has a lot to do with the devaluation of the dollar (inflation) which is caused by printing new money by the government. We literally buy our money one to one from a private firm. No matter if the money comes in a paper form or digital. From that all the prices rise. To remedy that the federal reserve is lowering or raising the interest. As a result of that the public buys properties or does not buy properties. And of course the flippers multiply the demand by artificially raising it up. Both the demand and the prices. I would want to believe your explanation about capital and all but the statistics is that most of the working families live on credit in USA. From a paycheck to another. For them the house is the biggest life investment. Who makes a big difference in the bubble is the business purchase of RE. Those are the big firms that buy to rent. When there is not enough renters the investment is a losing investment. They can not pay their mortgage. If too many do it that's the bursting of a bubble. Maybe I am wrong. Just maybe.... But in any case from my point of view this has nothing to do with human capital and productivity. Besides that America has very few businesses now that yield export that boosts the economy. We exported the business through raising taxes and salaries. This money management model is doomed. And with it goes the RE market.

you have almost lost your accent. I have never been able to do so. I speak and write English better than the locals but they still ask me where I am from. I loved your lecture by the way. It is awesome to learn few facts about RE bubbles and business. However I was hoping to have some math and prepare for my exam. I study for RE state exam.

Kade ziveesh Krasimir? Kade e taia lekciia? Az sam v Texas.

Thank you for this. Any chance you can point me to more of your lectures?

I start Monday. A bit intimidated

5/5

AWESOME LECTURE YOUR VERY INFORMATIVE

really inspired..... kudos!!!

Does anyone else notice how big his tie is? I guess it's just me.

great lecture from a great professor

what major teaches you these topics?

very impressive

I know this was awhile back
Do you still teach? And where?

very impressive,need to expand it

great lecture

i hate when people try to break things down for like high school students. great message but get to the point dude.

Thank you so much for the lectures, its much appreciated!

Yes, it is possible, but it only a ONE-TIME INCREASE, and the regulation MUST BE RECENT. So, in the case of the U.S., we know for sure that IT WAS A BUBBLE.

WHY are people making MORE????? Usually they make more because of INFLATION, so house prices reflect the inflation in the economy. If there is a genuine growth in PRODUCTIVITY, then the productivity will increase the SUPPLY of housing and keep the prices low. Housing prices can go up due to excessive demand from mortgage loans (i.e. housing bubble).

Of course, housing never APPRECIATES. Housing only depreciates! Housing prices may go up because of INFLATION, but in real terms they do not go up.

I find that a bit strange. Real estate, valuation, is like a house of cards. I don't see why prices don't stay relatively the same. If you land, then cost to build. I think the idea that a house appreciates is a bit ludicrous. The only reason a house value should increase is if more people want to move into that neighborhood.

Wow that was intense. Price/ Income. Rent/ Price. Interesting indicators of valuation. So if people are making more, than the house of the price should increase?

thank you

The price should not exceed 100 monthly rents. Otherwise you are overpaying.

I am very sorry, but the university cancelled the course after week 1, so there were never any more lectures and any more recordings. You will need to study the investments course and figure things out with your own brain. ... and it's too early to relieve them of their properties -- are they already begging you?? Are they really desperate?

He is a very good teacher.

i can here the azan in the background.

Many thanks... and I must say that you are not very likely to get a professional teacher like me in the universities, because they are not interested and not hiring professional teachers any more. Now all they want is "papers" (research, publications) and they don't give a damn about teaching.

.Any way you can improve the audio quality? Your voice is bouncing all over the room. Thanks for your time though, great lecture.

Thanks. Actually, I never paid attention to my clothes. I have been so focused on the meaning and contents of the lectures that clothing and clothing style never even occurred to me.

Prof.u look much cool in a "Croc T" den in dis attire.:) I am an ardent fan of yours from India who follow your videos

this guy is much better than Aktar damn him lol too bad I graduate before he joined.