Комментарии:
Does ACH withdrawal take money at the same time of day every month? I'm waiting for them to take the money.
ОтветитьReal Thanks to chlohack_itsolution for helping me withdraw my funds back to my wallet.
ОтветитьACH is frustrating for me. I have a credit union, I had a significant cash quantity in there so I created an Amex online savings account and moved the money into there. After a long time I got annoyed with Amex not having a competitive interest rate so I closed that account and moved the money to another bank. The amount exceeded the FDIC insurance so I opened a 2nd one and have been trying to move the money into that one. The goal being to split the amount so each are FDIC insured fully and have a reasonable interest (both are about 5.25%).
The problem I get into is each bank has its own arbitrary and usually way too small ACH transfer limits. My credit union only allows up to 10000$ per day. One online bank allows for 25000$/day and limited to 100000$/month.
Even when the ACH works, it takes 5 days to even get it to finalize. I keep hearing about "Same day ACH" but it sure doesn't exist in the real world that I can see. Maybe same day ACH is being used for Bank to Bank between banks themselves but not the customers.
Is there going to be any trickle down of "same day ach" for normal personal banking accounts? I also suspect it's not going to matter that much as long as banks have these absurdly low transfer limits. Weirdly, I can just write a paper check to myself and postal mail that to one of my online banks and it might be faster than doing 4 or 5 ACH transfers one per day to remain within their limits because they don't have a limit on the paper check.
Seamless and hassle free thank god!
Ответитьiscam
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ОтветитьMy bank sent me an email. It said that I am being automatically enrolled in a new process they have named "e disbursements". Is this just a preparation for CBDC? I have direct deposit and that has worked just fine for many years. Why the need to changes things up at this ominous point in history? Thanks
Ответитьcan someone commit fraud with ACH payment
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ОтветитьI'm trying to invest in stocks from my account they said I need a ach to do so. Can you explain how can I go about this?
ОтветитьThanks
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