How To Pay Off Your Credit Card Correctly For A Credit Score Boost!!!

This dude believes everyone 🤣

Booooo

Yep

Apple Card has the same due date and statement date

Brothers… lol

I am paying my loans on time now and all my credit cards are paid off now. Yet my credit score is stuck at 691! It's been this way for the past four months!! Any advice??????

So basically leave 1-10 percent left by the due date. Then pay the rest the day of closing date or the day

Statement date is important my parents didn’t teach me this but once you inderstand this you can stay away from debt and spend by your means

So then you telling people to pay their cards by the due date and a few days later it gets reported to the credit bureau why didn’t anyone think of that 👏👏👏👏

So I’m trying to figure out once u make a payment how long does it take to boost ur score. And how many points do u get at a time

Pay your credit usage week before due date then 15 days after you made that payment you will go ahead and pay half that last payment you made then in the next 15 day total of (30) that way you will maintain paying over your due and therefor in very short amount of time 3-6 months you will go over 100 points

Thanks 😊

smh lol

He didnt say why you needed Experian only talked about Credit Karma yet he said both were important

Do you have a " Hack " for everyone once they implement a SOCIAL CREDIT SCORE against everything you do !!

Just like China has had for years now .... they will do it in the West VERY soon !
🙂

Credit karma is a scam

Doesn’t matter. Biden punishing those with good credit. 😂

Educate yourself. credit karma is a scam.

it's all a trap and a game.

“Major credit tip” Bruh it’s literally just the statement date lol

Credit cards are scam

Highly recommend DOVLY it’s the best app I’ve found

I actually did this and it works...my Experian score went up crazy but my credit karma didn't move to much but I was told Experian is the real truth

I went to experian and Credit Karma I saw nothing on Statement date 📅

Please don’t use credit karma they don’t give you accurate information. At all. I work in the finance industry and see this all the time. They don’t report the correct scores either.

Yes 2023 will be the year of credit or a lot of people, learning how to use credit instead of working to the bone trying to boot strap everything!

What if you have a new credit card and the statement date is Jan 19 but due date is feb 13th which day should I make a payment?

This is not on the app.

That’s my boy Nick. Thanks for the value fellas

Wait but the due date is before the report date in this example🤔so isn’t it ok to just pay by the due date since payments report after that date anyway? I also noticed that my statement dates are before my due dates as well🤔

Can you make them report it earlier ? Like a credit rescore, rapid rescore

So in other words…pay yo shit 3-4 days early 🤔.

Don’t really need to keep track of all of that lol just try to pay balance most you can so do not pay much interest that’s all.

I thought this was common sense tbh

Credit is so ghetto 😒. Why does it have to matter 😩

Please help I was late to pay my statement balance and Bank of America was closed so I want to pay it on online but how am I going to pay on mobile Bank of America app? I did click on pay on customized cash rewards but it seem like it going pay from my account to customized cash rewards account so I don’t understand how it going to pay to Bank of America

🔥

It’s called a statement close date

But it is very important because of your utilization rate when it reports to the bureaus

he forgot the statement date

Or you can easily just change your CC to have all the same due date which means they’ll report at the same time.

This is on point and exactly what I do. Have a 756

Wait so should you pay lol how many days before report day.

I thought he was gonna get me rich 😅 thank you though :)

Just pay the full balance

Keep ‘em
Coming G