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After a terrible 2022, shell-shocked financial backers have a lot to think about and losses to recover from. An expansion report and a wealth of other data did little to alter assumptions that the Central bank would likely keep raising interest rates regardless of whether the economy slows down. This implies that portfolios will experience more losses during the first quarter of 2023. I'm currently at a crossroads deciding whether to exchange my $250k security/stock portfolio; how might the continuous market volatility work to my advantage?
ОтветитьSell what you don't use
Save first
Wait 24 hours before buying
Increase your income
Own only one- clothing, makeup
Cook your own food
Be conscious of utilities use
Create and stick to a budget
Buy secondhand or DIY
Eliminate unused subscription services
Get a side hustle
Save on entertainment
Wait to upgrade
Go down to one car
Buy less, but buy quality
Shop smarter
Limit alcohol purchases
Use shopping lists
Don't carry debt - live within your means
Limit coffee shop visits
Track your spending
Use items up fully
Stop shopping sales - don't buy just because it's on sale
Choose nature-related travel
Share virtual entertainment
Thank you Ash dear. 😊
I would love❤ Learing about saving money❤ love youn😊
ОтветитьI have a quick question. Which selling website seems much more recommended? Because I kept trying to sell a few things on eBay and I feel that it's just that no one browsed or purchased anything lately.
ОтветитьGo YOU!
ОтветитьLIDL sells great quality food. I never had an issue with the quality there and I could easily spend more on my shop. I just don't see a reason on why I would.
ОтветитьI really like the grocery tip. I’d like to add how much of a lifesaver grocery pickup is! Even though they may have to substitute items sometimes- you truly only purchase exactly what you intend to buy. 🙌🙌
ОтветитьI’m 44 single no kids, that’s a huge savings, trust me. 😊
ОтветитьMarry me already wish all woman shared your views
ОтветитьCamping equipment is expensive.
ОтветитьReally Helpful Tips! Thank You 😊
ОтветитьSuper video
ОтветитьJust live like a 3rd world country person and be homeless. Easy
ОтветитьOne thing never mentioned on living on less saving dinero is when at food stores at times you see volks there giving away free food samples to taste costumer appreciation days at businesses free coffee tea cookies cake business also buy pens very cheap mucho supply you are not stealing taking them not but one is for advertising their places I save dinero with my collecting from dumpsters trash as has been seen on this I pad or containers at stores just done properly never leave a mess watch best times to look when no one at times will attack you all over where you go is at one clock person or when places are open no go depends how done I found things I’d otherwise would buy but still cost to travel there driving bike riding cheaper or why drive your vehicle mucho park it walking around use a small folding cart to pick up items car washes best places to find dinero pens or who could say at businesses when closed doing it long enough you learn things to avoid best times there who usually throws what out laws in areas locked places enclosed once polize learned saw me enough fine but be quiet donot disturb the peace or private property go on even walking around shopping areas where one lives on the ground who knows what is found coins bills mucho less but I found some watch your mail use junk papers to write note on or open easy envelopes to write on we live in a very wasteful society in the USA oh only a penny it all ads up you do it donot worry be surprised some volks reach in their pockets drop items not realizing it then keep going plan your auto trips best time of day worst is stop go mucho rush hour or traffic lights stop signs idiling for too long warm up go one minute drive very easy faster uses more fuel easy on brakes less times at auto shops work do we really need abs besides foot pedal brakes what if computer on abs no good cars with more gadgets on them cost more simple is best tv ads auto insurance you never hear what is or not why you pay mucho or less deatails all of them your vehicle use make model miles driven weight inside where u live matters some volks are so obsessed with looks they wash clothes more often than nessasery buy new to impress who ever unknown or not cared about all jobs dirty clean honestly done are important watch who wears what buttons so cheap some wear cuff links 100 $$$$ senoritas senoras why charged mucho for fashions or paid less at times than senors for same styles I have found very nice discarded not latest styles looks or food dates on cans some still good or one only knows when found or seen was not mentioned newspapers 2 $$ 3$$ aday not worth it all crime or any way I d find papers discarded or in libraries sundays mucho more papers cost most of us who do work for our dinero hard easy long hours high expenses our health suffers sleep the less we do more time to enjoy our selves life senora senor amigos senoritas auto club business with pleasure reduce reuse things how mucho thrown away reuseable save dinero trips shopping your auto costs recyling respect for earth planet saves curbs polution your health a shame most volks are so in habits of use once toss into trash only five cents returns all ads you shop there any how I hear lies too mucho work mantaince on automobiles should be done more often not all are done wrong some only when or clean vehicles obssesed mucho yes keep it nice but with in reason we should walk bike ride mucho less driving drive or walk either way could be faster slower depends where distance doing what if dressed properly things done right using pick up tools I could collect items easier faster cleaner less wash times clothes full loads saves dinero not sure as a us army veteran presently do I get all benifits I am entitled to one problem I have had was who knows when where just who meets who wrong volks very nice fake or real amigos or just use the other for their wants the troubles I had this way depends at times bad becomes nicer or at times costs mucho dinero wasted worries to pay debts y mothers uncle Lutheran pastor was very rarely wrong judging volks or life things about us volks we do or not do I wish I had when paid my past even if only very little dinero put aside first then see my days rest to do or shop for do I need what donot show dinero all over for thieves keep auto locked if not $$$$taken business dinero they get not your sell it I had to call police a few times stealing from me do the hard work myself over the years you learn or not some will only do things easy ways I put effort into it worked a bit mucho more organized got more respect scrap metal places deposit containers saves time dinero not doing it over cleaning metals organizing it insulated wires copper brass clean copper you work more but get more even respect at dealers who reject others at times or pay a bit less to do it themselves all these small things add up even when not done right away if possible then more to do later on sickening watch areas any time doing anything driving to shop dating my business where are toilets if badly needed donot wait you could be nervous all over driving bad health car crash watch that all your things are with you before u drive away from home working dating or else where once left things at business spots had to go back not always did I work organized routes shorter trips driving shopping times of days to drive less quicker not going faster speeding just keeping moving why no park go inside ristorantes to get your meal idiling at windows wastes plenty of fuel lazy volks drop coins there I find at times how to say volks usually leave coins there once fourteen $$$found there eighty four at car wash in bag out of dumpster three pens old tee shirt a rag for me to use wet my hands enough now said have a nice day if possible there is more just donot walk around half sleepy open eyes look around it may surprise you
ОтветитьThat’s an awesome suggestion when it comes to only owning one. For most items we have back ups and this is a great tip keep up the great work!
ОтветитьGet books and . movies from Library
ОтветитьMy goal is to replace my windows.
ОтветитьMy hobby is reading which my books come from Library
ОтветитьI get frustrated trying to lock onto
Apps and coming up with password s I try to write everything thing down but information chaned. Im 70 years old. Disabled can't work
I started saving at 11
ОтветитьThank you for the awesome ideas!
ОтветитьAnother way to really cut cost with streaming services is to subscribe to only 1 service each month, immediately cancelling. Then the following month perhaps choose a different service. It keeps all the content fresh and easier to focus on a subset of content instead of being overwhelmed by so many options. You could literally watch every streaming service of the year, with only paying for 1 service per month. e.g. Disney+ one month, say Apple TV the next month.. then say Netflix, after that maybe hulu, then hbo max.. then showtime.. then perhaps cinemax, then perhaps hulu. etc. Just binge watch everything you are interested in that single month then move on to the next service the following month ;)
ОтветитьMy cell phone hardware comes out to $4 per month. Every 2 years I buy a used iphone SE for like $200. Two years later I sell for $125. $75 for 2 years of use. I use tello so my phone service is $10 per month .. $12 with taxes and fees.
ОтветитьI didnt hear you say.......get rid of the" Cell PHONE " ! Get rid of online service totally ! No..its not needed. Just people feel its needed ! Ive lived 5 years now...... " farming " and no internet or cell phone. I survived ! Others can too !
ОтветитьMoney saving tips
ОтветитьAlso, #20- I used to spend ridiculous amounts when I was still working ( Starbucks) two or three times a day- Ridiculous!
ОтветитьI need to follow #3 really badly. I’m a I want it yesterday kind of girl! Pooh!
ОтветитьI like to keep a balance in my life . I spend money on somethings I want like eating out, entertainment ,travellling but plan it within a budget. I cut down on other things like buying stuff . I try to get clothes on clearance , on in stores like Burlington coat factory . I don’t buy stuff often . On the whole I try to save money without depriving myself of anything. Spend in one area and save on other . We always follow same plan. Save first and then spend . I get so much happiness looking that I saved so much, rather than spending on stuff which I would not even remember or use
ОтветитьDont go to into college debt.
Buy things at the 99 cent store like tooth paste etc
For me, the first thing we do after getting paid is to pay the bills, 2nd thing is to allow yourself enough to make it through the month, and 3rd put all the rest of the money into a piggy bank that you cannot access unless you break into the piggy bank once it's full.
ОтветитьGreat tips. Other ways to save money are using cash back apps, buying in bulk and grocery shopping only once a week.
ОтветитьWhat's the easiest/best way to sell things? Any app suggestions please
ОтветитьVERY GOOD VIDEO AND RIGHT ON POINT IM ALMOST 60 AND MY PARENTS WERE OLDER THAN MOST AND HAD LIVED THRU THE GREAT DEPRESSION BUT THEY WERE COOL TOO THEY FOLLOWED MOST OF THE PRINCIPLES YOU SAID LOVE IT YOUR A SMART YOUNG GIRL I LEARNED SOME THINGS TOO AND IVE HEARD MANY OF YOUR TIPS FROM A BOOK I HAVE GOOD VIDEO DEFINITELY
ОтветитьThank you so much for this valuable knowledge
ОтветитьI don't make much but yeah I save about that much in a year.
ОтветитьYou don't even have to think minimalist-just be common sense smart. Topic for my own subscribers this week. Finances. Part of advancing yourself is having a state of financial security. Many don't because they have let the norms of society convince them they need to have things that aren't important. Like that new car that is a 700 a month payment when you could get a lesser one for 300 a month. Or going to TGI Friday's every week which runs a hundred bucks for your family instead of grilling out which would run 20. If people would really look at what they spend on nonsense they would find that they could easily put away a thousand a month in investments. You don't have to live minimalistic, you just have to live smart. You don't buy a vehicle based on what others will think of you (mine is 14 years old with dents everywhere even though I could purchase a Corvette outright today). You bring lunch to work instead of eating out every day (which is less healthy most likely too.) You don't spend 150 a month for all that media entertainment. You don't get a four wheeler just because your neighbor got one. You don't have a five dollar mocha twice a day. All this stuff adds up. And you don't buy a house you can barely afford. Remember--living paycheck to paycheck keeps you a slave. If you have financial freedom you are always in the position to direct your own life with those slave chains cut. Hope this helps someone-out there- Charles
the main thing is to stay out of debt and stay on a budget.
ОтветитьI'm 23 with only 500 in the bank I'm going to start implementing these so I can save more
ОтветитьIm living with 1.3k monthly and get paid 3.6k heh
Im able to save 2k and sometimes more.
Im driving a 2007 Honda Civic 5 clinders and rent a room by my job for 500$ plus gym which is 40$(L.A) and food 50$ week
Nice Video 💖
ОтветитьSounds miserable. Now if you excuse me, I have a void to fill with useless figures and black graphic tshirts
ОтветитьNumber 24 is great one! For the past two years I have camped at the outer banks National seashore in the National park campground, only $80 for 5 days !
ОтветитьGood video. As for me i have made huge profits on my investment since i started trading with Mrs Christi Lily, her trading strategies are top notch.
ОтветитьThis is great advice! I already use some of these tips, but I finally paid off the last of my debt early this year (debt free for the first time since high school!), so I'll be starting to put some more of these habits into play.
ОтветитьSave money by minimizing and modifying expensive habits!
ОтветитьLol so... Spend less, make more, dont have debt. The disparity in actual financial impact between these tips is intense
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