Should You Buy a House in 2021? | Should I Buy a House 2021 | Housing Market - First Time Buyer

Hey Shaheedah ! You have been so magnificent with your content ! I’m so glad that I watched your videos through the home-buying process . My husband and I closed on a house this past Monday. I love the way you explain things breaking them down and golden advice keep it up!

What you think of finishing your basement? Does it add value to your home?

Short and sweet! Very very helpful!

Thanks for this video! Will the appraise value eventually catch up to the market? Do you think it will happen before the end of the year?

Thank you

Would you suggest using a real estate agent when building on your own property? Process is just overwhelming

Thanks Shaheedah for all your wonderful content. Watching your videos has really been informative and motivating. After almost 1 year of struggling in a sellers market in our small city, your videos are till giving us hope and practical tips and advise. Thank you

Great video!! Thanks for discussing affordability

I am just investing in M1, Robinhood, and kucoin just waiting patiently until all of this housing bubble to be over with.

Excellent video!!

I love your content and presentation. Thank you! If you plan to stay in an area for 7-10 years, if your rent is more expensive then your house with PITI + regular maintenance + hoa fee it’s a good home for you. Regular maintenance is at a minimum lawn care, basic repairs and yearly checks like hvac filters/cleaning and termite.

I am always leery when realtors encourage the madness of waiving appraisal addendums (partially or fully) because it only adds to the madness of this market. We have to normalize this nonsense. Realtors will usually encourage it because they benefit from a higher purchase price and a prolonged runaway housing market.

Your advice is usually great, but that bit is always bad.

not doing it, this is just greed

What a shame.

Should you buy house in Va and be a senior and low income?

Smart lady! Good job!

What are your thoughts on buying land with 2 other people then myself? Is that risks situation?

The problem I'm having is the price I want to pay never stay available long, the price I can afford to pay last a little longer but id have to spend more. And the price I was preapproved after uploading everything would limit my lifestyle desire. I can probably pick something today but I want to take my time.

Hei Shaheedah, i am a self employed and did take unemployment on 2020. Now im back in business. We are planning to buy in 2022. So my questions are unemployment will take affect in getting loan ?

Hello Shaheedah! Great content, thanks!! You explain the process so well making it less stressful!!

I closed on my first house this week and I'm getting the keys tomorrow!!!! The first thing I'm doing once i get in, before touching anything is having my mom pray and bless the house!!! Y'all, the fact that I got this house as a 30 year old single woman for 10 000$ less than asking price is NOBODY BUT GOD. I'm beyong greatful.
If you're reading this, I don't care what the market says. The house God has for you will be for you and nobody and nothing will be able stand against that. Start claiming your blessings in the name of Jesus 🙏🏾🙏🏾🙏🏾🙏🏾

The worst mistake you can make is to over pay. We’ve been here before. It’s very damaging to have 30 year mortgage and an upside down house. The market will eventually correct itself. The opportunity will come.

Question: in the section where you talked about which options were considered, you referenced conventional loans, and my question is why would those be considered first vs any other type of loan? Money is money for the seller, and I am genuinely curious.

Thank you so much for your videos! My brother just offered to give me a down payment for a house, so I am trying to get a crash course on house buying.

You're so personable for answering questions in the comments.

Thanks for your videos, Shaheedah! We became a Homeowners April 9, 2021. I learned so much!

Great advise!

Closed last month! Still in Shock lol

Great video

Could you do some more videos on Douglasville and the how the market is there right now. I seen another channel on here and they said douglasville was a bad area to move to.

Thank you! Wonderful advise!

Ms Shaheedah is always on point!!

I worked on my credit for two years, finally got the preapproval I wanted and this market is crazy. When we were looking last year we could have easily had our dream home but now it almost seems impossible. I have to ask for some closing cost and maybe that is why my offers are getting over looked

Great video.

Yay your back! We missed you!

Hi Shaheedah! I absolutely LOVE your content and appreciate your perspective. So I wonder what is your opinion on modular and/or manufactured homes as a 1st time lower income homebuyer in this market?

Your videos are so, so helpful!!! 🤗

I know someone who closed two weeks ago. she paid asking, half closing and thats IT! People can fix this problem by only Offering a reasonable offer. Once the seller realizes nobody is on the crazy train anymore they will bend. This market is a scam and definitely will crash sooner than later. Save your money people. Do not overspend. You will need your money for inflation of food and groceries. Homes are not extinct

My husband will be graduating next May (2022) and hopefully getting a new position (maybe with the same company but also looking at other companies in our area as well). Do you think this will negatively impact our chances of buying a house at the end of next year since it will come up as a new job that he hasn’t had for more than a few months when they pull the records?

You make such a good point about competitive offers, we are so trained for a 'sale' or a 'deal' - I don't think folks have come to the realization that those concessions are not happening right now. Really looking forward to more inventory cause this market is 🤪

California people moving here to North Texas are making home property prices ridiculous. One home sold 300k over asking price just to make sure they get the house!😳

Is it easier to build at this time?

So excited for another video 🙌🏾🙌🏾 Trying to be patient and better prepare in the meantime.

Thanks for this video. You just helped me make up my mind. Gonna wait it out. Love your videos.😍

Lender did that for me. Took me through UW with out a contract . File will be completed tomorrow. Yay!!

I love her face and enthusiasm about real estate 👑🌹

Thank you for the valuable information, as always.

Great information! Thank you 😊

Love your videos ....congratulations by the way 🤰🏾😍🥳

I had to rewind this a couple of times, that 25-30% of your take home pay for a mortgage just sounds too low. 25% of your take home pay is usually less than you would pay for a decent apartment.