要幾多錢先夠移民和退休？

"Money gives me options, not limiting my life." Well said! Thank you Chu Sir~! :D

阿豬，請問妳點睇 儲蓄型同消費型危疾？普通打工仔家庭，主婦一名，收入有限，可以比點意見嗎？

請問想訂你個 patreon 個名 or link 係乜

👍認同

Well said and outstanding analysis. I am from HK and lived many years in North America. Other than finance, It is also important to consider other factors : such as living environment, opportunities for education and job or career, social system and culture. Each family or person should consider what would expect in the future if they decide to stay or to move before making the proper decision. Both Canada and US have a relatively good social system for the unfortunates.Please realize that you need to make adjustments if you move to another country. Don’t expect to get “ freebies” from the free country. You need to make contributions including working hard and paying taxes. Moving to North America is the best decision in my life. I would not be what I am if I were staying in HK. It is a challenging time for HK residents. Wish you all best of luck in you decision.

well said!

support

的確是良心之言

移民去泰國 or 台灣

totally agree with your point

谢谢你， 分享。 好棒

Hello Ah Ju, 今日第一次發現你既channel, 一口氣睇左好幾條片. 你既資訊真係好informative!!! （包捨講理財 &財務自由既video）當我由2020年想移民果刻先開始改善自己的理財習慣，我諗我同樓主你參唔多年紀，但我過往不善理財，導致而家儲蓄不多 .... 我打算行stream A路線去vancouver, 而家都積極儲緊錢，請問你覺得2人 (SP+SOWP) 要預多少錢才可以出發呢？thank you!

有捨才有得, very good👍

Good talk

人到中年，要放弃一切，带一家大小移民是一个很难的决定。谢谢阿猪

啊豬最後果句好有意思

輸咗幾億個個好慘

Hi,隔左成年先入黎，講到錢我冇。早5年前有個關於澳門賭業既新聞，就係有個富2代輸左佢老豆俾佢既資產，個數目係超過幾十億😅，對於咁有錢既人，個定義夠竟係咩！再睇下普通打工仔，偏要著到周身名牌，帶隻十幾萬既錶。我見過公司其中老細個太子仔，老豆身家閒閒地過10億，但著衫就係普通運動牌子。

分享得好好

在外國投資買股票收息，通常有稅收？是嗎？

Great video mate! I really like your conclusion on this video. Money does give us options.

精辟，大智共鳴，多謝您，好好努力，大家進步

對于97年的青年阿豬贊成他們去英國還是美國🇺🇸，美國🇺🇸賺錢機會和工作機會可能會多一點

Have doubt about using 1mil usd to live a retired life without working.

睇咗你幾條片
最鐘意你無廢話 主題清晰 內容夠資訊性!!
多謝你分享呢個睇法 幫到我更加清楚自己想要咩嘅生活!! Thank you !!

支持你繼續拍多啲片!!

樂園

麻本

Really good advice in the end. Something alot of people feel trapped in their minds about. Money is never enough.

Thank you.

多謝你做既片，獲益良多，亦都好佩服你做到財務自由， 羨慕羨慕

好有用

請問你記錄 expense 會用那一個 App? 謝謝

點先可以响外國有7%回報？我穩穩陣陣都係做4至5%

tks you ah Ju

去美國啦，冇—千萬美金移民去邊都死，唔好浪費時間去計乜計乜，現金流—年冇二百萬美金唔好話自己財務自由，唔好追求物質，冇用，賺錢個種快感，更加值得你追求。細路家庭請個財務搞。

好多謝你啊ah Ju. 而家喺香港做緊護士，不過由細到大一直以來都對經濟股票呢啲冇乜概念，一直都想學投資但又冇認真去學（因為覺得好悶）。不過最近因為又想移民都有Concern到錢嘅問題,好鍾意睇你嘅片。無論係移民系列定係投資系列，好有條理得來，睇得出你背後個腦好犀利👍🏻好識得分析👍🏻幫助到我更加仔細去諗移民要Concern嘅位!多謝你做緊咁有意義嘅嘢🤚🏻🤚🏻我會努力學習!

good mentality

Thanks Ah Ju. Would like to ask if you know the tax rate on foreign bond income please? Say if coupon income is the only source of income.

thanks for sharing, I think we work in the same industry. I am also thinking about moving to toronto in a few years. So probably going through similar problems. Maybe see you in toronto one day

Only three words for happy life...
nothing in excess / Ne quid nimis

當失落的時候，会彈樂器，depression都少啲。

我想問你用咩app去 keep track of your money

Thanks for making this video, are you suggesting HKD$7,40,000 per head? If a family of three will times 3 so $22,200,000 is required for a family of 3?

well said，好值得睇多兩次

100% agree w/you, the options are what we need

Ah Ju, thank you for sharing!

thank you, the final conclusion is very insightful "money gives you options, don't let money limit you options"

粤语听不懂，加上中文字幕吧。

做左幾年 有時睇到好多大過我既同事 人工都講緊60k-100k 但option 愈黎愈少 好大原因係層樓太貴 諗緊自己點樣唔好步佢地後塵

So envious of the low cost of living and laid back lifestyle in Toronto. Take a look at NY.

我最近都有計緊呢筆數，原來你一早講咗，好多謝你做咗呢個video，對我嚟講好有用！