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Going through this process now. I have 3 lenders but none want to provide a TBD loan estimate. What am I doing wrong?
ОтветитьI i want do buy i house in March 2024 when should i do the hard credit pull?
Ответитьamazing comprehensive video thank you
ОтветитьWhat a video!!!! Appreciate it so so much .
ОтветитьWhat if your mortgage is a third of your wage but you can still afford all of your necessities and have 400 dollars left a month is that a bad thing because I thought it was quite good
ОтветитьExcellent video!! Thank you!!
Ответитьthe average income to cost of living ratio in my area is so crazy, you'd be lucky to find a place to rent for half your take home pay. 25% seems like a pipe dream to me at this point. I'm counting myself lucky that I've generally managed to keep my rent around 1/3 my gross pay. with interest rates being what they are, buying isnt really looking much better :(
Ответить25 percent of take home pay 😢 with everything included that’s hard to find now and days especially in a city that’s a joke and to find a decent looking house
ОтветитьLet me win the lottery first, then I'll get back to you.
ОтветитьIf you live in one state, but want to buy a house in another state: should you get your mortgage pre approved in your current state or at the state you want to move in to? Would it matter in terms of interest rates?
ОтветитьDo you live in USA. at least 0.4 of your income toward housing!!!!!!!!!!!!!!!!!!!
ОтветитьI love how detailed this is, really nice work! I hope to create such helpful videos on my channel too!
Ответитьthis is an incredible video
ОтветитьYou don't need to make a high offer to get a house. Especially with new houses.
ОтветитьIm clear to close and close next Monday this was exactly our whole process and perfectly executed video on how the process has been for us 👍👍
Ответить23yo currently living in a house that has no septic or water, have been living like this for 3 and a half years and I’ve finally got my credit to 750 but am now saving from $0 practically I just want a house so bad and I appreciate you making this video helping people. I truly appreciate you and may everybody find a house they truly love! :D
ОтветитьA good educational video. Thanks for heads up.
ОтветитьThank you so much for putting this video together. It has helped me understand the process far better than anyone I have talked to. I wish I had people in my corner that were more concerned with my best interests over a paycheck. I definitely have leaned through trial and error. NEVER sign documents that you are not sure of and save more than you are expecting to use.
ОтветитьSitting in my house because of this video! Thank you.
ОтветитьVery helpful. Thank you.
Ответитьthankyou all information
Ответитьwhat about annual property tax?
ОтветитьDude how the fk do you get 1500 mortgage
Rates are 8.066 rn.
I’m looking at homes 366-450k
That’s 76k-96k down
My job alone is only bringing in 2k-2400 after taxes
Without my trust monthly payments
You done amazing job!
ОтветитьHello so my closing date is this Friday but due to a new month my lender just ask me again for a recent statement quarterly. I already transfer some to my checking. Will it be a problem??
ОтветитьSuch a great video. I am trying to convince my husband to buy our first home. I know it’s not a good time but he asked me to do my research first and I am so glad that I found this video. The one thing where I am confused is should we work on loan pre approval before looking the homes?? Also; once pre approved how long does that last? I don’t want to do all of the hard work and then go through pre approval again after seeing a home so hoping you could help here :)
ОтветитьI want to use the house as investment saving 10,000
Ответить1st time homebuyer. Learning a lot from your channel. Thank you.
When you say “lender” and choosing between lenders are you meaning a mortgage broker/loan originator?
Or the banks the mortgage broker has found to lend to you?
By far the best video for first-time home buyers! Thank you!
ОтветитьHey, im in the process of buying my first home and I just want to say thank you so much for sharing this video. I didn't know where to start!
ОтветитьGod's gift
Health
Life(time)
God's mercy
Job
Car
Home
Money
Food
Clothes
God's hope
Partner (love )
Business ( wealth)
Good life
I wish Me and everybody
Great video! Can’t express enough how helpful it was.
Unfortunately, we went through the lender on the website you referred and though they pre approved us, we’ve had a lot of issues with communication. Emails, phone calls and texts from us and our agent were gone unanswered.
*EDIT*
Since posting this comment, I have received emails & phone calls of reassurance and explanations. It is rare to have a business take things like this so seriously. We’re glad to keep our business here and I HIGHLY recommend all of you to give them your business.
The Frio Team cares and they make sure you know it!
Don't want to get you into trouble.
ОтветитьDo we need a degree,
Ответитьthis has suppressed my anxiety so much!! thank you so much
ОтветитьWith my income I was approved for a 55k loan homeownerships just not in my future I’m out of range for a single wide trailer lol I went to school for industrial computer software programming and I’m currently working for Kellogg’s currently living in a 1 bedroom apartment with my wife and 2 kids I work hard but not hard enough I’m tired of my aimless future I’ll just settle for a 25k car for happiness
ОтветитьGood Day WTHYL , I was told I qualify for a Conventional loan for $312k home , 3.5% down , closing cost between $24k - $25k with a monthly payment between $2400-$2500.. *First time buyer - $56k yrly with NO DTI , $30k savings & a 798 FICO (middle) score
Does that seem about right??
It was a "soft" pull... Does that make a difference??
Dude you’re a genius
Ответитьwhat an incredible guide, thank you!
ОтветитьGreat video. Thank you
ОтветитьDon't pay off debts? what kind of advice is that???
ОтветитьThank you, sir.
ОтветитьDo you get the TBD loan estimate when you get the pre-approval or when your offer has been accepted?
ОтветитьThanks for this incredible video!
If paying extra payments on a fixed rate mortgage, is that applied solely to the principal? Or to the interest as well? How
Very well put, thank you for sharing!
ОтветитьCan anyone give advice… How long at a new job till I can apply for pre approval on a loan?
ОтветитьThank you for your information 🙏🙏🙏
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