In this video we talk about the Bausparvertrag - or a savings contract. This savings contract can be a great way to get a good start on your financial journey, however, it is quite a complex product that many people don't understand well. It can be quite beneficial, but also problematic.
Key Takeaways:
- Understanding what Bausparvertrag is and how it works
- Advantages and Disadvantages of Bausparvertrag
- For who does it work
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Read more about Bausparvertrag in our blog articles:
How a "Bausparvertrag" can help you avoid high interest rates for refinancing
https://hypofriend.de/en/bausparvertrag-for-refinancing.add
Is a Bausparvertrag useful when buying a home in Germany?
https://hypofriend.de/en/bausparvertrag-mortgage-germany.add
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Timestamps:
0:00 - Introduction
0:10 - What is a Bausparvertrag/savings contract?
0:28 - Types of savings contracts
0:48 - Pros of a Bausparvertrag
1:23 - Cons of a Bausparvertrag
1:59 - When does a Bausparvertrag make sense?
2:50 - A better alternative to a savings contract
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