Make Easy Money with Dividend Investing

first

How does this trading stuff work? Am really interested but I just don't know how it go about it. I heard people really make it huge trading

Incredibly informative video on dividends Jason, thanks for the content, keep it up trooper.

Stocky can u make a video abt your favorite dividend stocks to invest it and why

let it cook my guy

It would be an ungodly amount of money if inflation wasn’t double digits.

thanks man I'm not from US

I still think a split of SCHD + QQQ is the way to go. 100 stocks in each ETF gives you 200 companies. also no overlap with these 2 funds. 85/15 or 80/20. Personally I put down 1.3m$ on few ETFs, still diversifying. This is Q4 definitely earning season, it was this time last year I made my first million with a liquid 200k. Invested it in a trader here in CA, I get weekly pay out which I invest back on long term ETF's. Google will be a huge buy for me when the market bottoms.

Boomer

With 401k AND Roth IRA already maxed out, isn't taxable account the only other option? Wouldn't growth/div in taxable be the next step?

This is pretty much all correct but the taxable account drip is more nuanced. If you are holding higher dividend stocks than growth which is about ~1.5% for total market then you want to make sure they are being taxed as qualified dividends which gives them favorable tax status and they will be taxed as long term capital gains. In the example used for SCHD, which is ~3.5% annually, you must hold the shares that pay the dividend for at least roughly 60 or so days before the ex-dividend date to become qualified. There is tax drag so it is sub-optimal compared to a Roth, but if the play is to hold that position forever, especially for FIRE or safety net until full retirement, with the point of living off the dividends then it doesn't drastically reduce the benefits in taxable accounts. Many people hold money in growth positions in taxable and then rebalance into lower volatility higher dividend paying etfs or REITs. You will still be taxed large sums of money in the rebalance which equals or surpasses the money lost due to tax drag.

Roth still beats all for dividend paying positions especially if they can never be qualified. The benefit of etfs that pay 3-4% and are amazing long term holds with >97% market correlation, such as SCHD, is that they basically put you into that safe withdrawal rate without having to sell off shares. Compared to total market index positions you'd take the 1.5% qualified dividend and then sell off shares to reach 3-4% if you need more money and hope that those sales aren't at bad times in the market. The multi bucket approach is best obviously and consistently investing in Roth accounts will be great later in life to get the freedom to rebalance money as needed to reach expenses without incurring tax drag or large fees.

Number two is correct. The only caveat is you’re not taxed on any dividends under $40,000 so until you’re making $40,000 or more in dividends you’re not getting taxed at all no matter what account it’s in.

Yes you can only put $6500 into Roth IRA every year however, dividends does not count towards that total!

If I get paid $2000 in dividends a year I’m beating you if you’re only putting in $6500 in assets that aren’t paying dividends.

what are some good dividends to invest in or what should we be looking for in them?

Arent dividends best for long term stability? I dunno, i remember reading something from Warren Buffett saying he only invests in dividend stocks 🤔

so an ETF is the best option here?