Budgeting For Beginners | How I Save 80% of My Income

The link for the free template isn't sending me a copy of the budget sheet for some reason. Is anyone else having this problem?

Looking so forward to your Excel, thanks for offering it for free to US ❤

Hey man I love this template, would there be anyway that you could send me this template!

This has truly given me a clear and focus mind on where my money is going.
thank you 🤑😁

I've been doing a similar style of spreadsheet budgeting for 3 decades.... I've never been able to save 80%. Little unrealistic for almost everyone

is this available in google sheets form?

Thank you very much. I had no idea how to even start.

Thank you so much for sharing the template with us. 🤝🙏

I currently have a checking account with a home based bank and am looking to switch over to a HYSA with checking account. How does it work with using checking accounts with those companies you've listed such as debit cards since these are not physical branches. Is it worth having a separate checking account still open with a "normal" bank?

This video is everything I could ask for and more! I’m living paycheck to paycheck right now, but am getting a job as an LMT and will be making a lot more money and I need to know how to manage it. Thanks so much for the template and the detailed breakdown, it’s exactly what I needed. Cheers!

Amazing video! I've entered my mail but I did not receive the template yet :( Is not in spam either. Did anyone experience the same?

Solid video, thank you. Any advice on learning how to make google docs like this? I have trouble understanding some of the commands you talked about, thank you. Have a great day!

Do you make a new copy for each month? Wondering how that works

I feel like you have to treat your personal finances like if you were running a business. Each Account is like it's own business and set of resources. One of the most straightforward videos I've seen that doesn't revolve around secrets, hacks or rules.

We are

I gained a ton from watching this, and the budget Excel spreadsheet is fantastic and would help me significantly. However, I've not been able to access the Excel spreadsheet. Are you able to help, please

Tracking can be hard but it pays off. Started this year well atleast to save. ❤

taxes is theft fr

I tried this template last month and I managed to save about $900 out of my $1600 I got paid total. This helped a lot, thank you!!

Hey daniel, how can i add more categories in the excel sheet?

You can use EXCEL'S data validation options to make that blue column only have certain choices. They'd appear in a dropdown and you could autocomplete that way too. If you typed "R" then Rent would be the top option left.

Love this budget template! I'm having trouble understanding the places to move profit section. If I have for example $500 in profit in B37 and I input that I'm moving all $500 into a high yield savings so I put $500 in B42 then the formula shows my total to be $1000. It should be $0 right? As in I have $0 left after expenses and moving money to savings?

Bro CLEARING 216,000 a year. Totally appreciate the advice and template, but maaaaannnnn, the average dude is doomed. Save what you can but remember to enjoy your life.

Step 1: make a lot of money. Step 2: see step 1.

This is great! Thank you!

Caleb Hammer would be proud!!

Great video Daniel! I will implement this for the new year. Thank you so much

Would you consider health insurance as saving or as exppense?

Excellent tip about managing your finances like a business. I truly believe concepts transfer, not just in finances but in process and development (innovation) too.

I started budgeting earlier this year using a similar template. And I must say it’s a great feeling zeroing in on where you are at financially. I’m definitely interested in using your template the beginning of the new year, because right now I’m just manually entering everything every month.

Amazing video! Thank you!

Hey Daniel! Been here I think two years now!

How can I use this template monthly if I fill it out right now?

You should come to prince of travel summit in April in Toronto. Gonna be a great time ! All about travel redemptions and credit cards

Thanks for this video, definitely helpful. I feel like you’d be great to start investing in real estate. A lot of similarities in what you’re doing and how to be successful in real estate. Just a thought!

I use Quicken for my personal expenses and QuickBooks for my business expenses. I like your template to see projected vs actual expenses.

Dear Daniel, I wanted to thank you for sharing your insights and providing such a helpful Excel sheet. As a recent college graduate who will be starting a full-time job soon, your advice has been incredibly valuable to me.

Your video has given me a better understanding of how to manage my finances and set realistic goals for my future. I appreciate the effort you put into creating this content and making it accessible to people like me.

I have subscribed to your channel and look forward to learning more from you. Thank you again for all that you do!
-Sahil

Personal budgeting is something most people don't do including myself and it really helps when you have a template to track the process. I think for most it seems daunting, or they just don't want to know. Thanks for sharing this and super informative as always. Great vid Daniel💥

Love this video, Daniel! I'm glad you're delving into personal finance!

I truly tried but can’t really deal with excel budgeting, i need app based method

Tracking expenses is one of those things that feels like it won’t help, but pretty much always does. And treating your personal finances like a business is such great advice! Tons of value here Daniel!

Appreciate you having the balls to be so transparent and sharing your personal lifestyle & finances.

Thanks Daniel! This is so needed for me being a Ph.D. student and planning for many international conferences next year 😂

Bro this is right on time much appreciated just downloaded the spreadsheet, great breakdown

Super admirable Daniel! Coming off paying for a wedding, I'm trying to get my Savings Rate as high as possible to make up for some of that high expense 😂. Love to see your Savings Rate so high and the progress that you've made with it!

Love the video 📹 ❤️

Hi Daniel! I just watched your video on how to transfer points for Domestic flying and I can’t thank you enough for all the guides and hard work you do! You even created a sheet to help us understand travel alliances for flights. You’re the reason I got into the credit card game and because of that, I successfully booked a 4 night stay at Hyatt in Times Square with my points. Thank you for all you do! :)

Great video Daniel! I've been using your budget template for the past 5 months and it's really helped me keep my finances on track! I'm now saving between 30-40% of my income (which in Chicago is pretty good😆) Appreciate you as always!

😊