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Well explained, this is a game changer, I have been looking for the best way to increase my income and start up my retirement, but I really do not know much about investments and trading stock. I keep postponing every single day that passes, but I want to begin now. How should I start? What do I need to know?
ОтветитьGreat video! What’s your opinion on living off dividends? I understand you need a good size portfolio for that to be even remotely possible but is that something you’d consider as part of retirement? I have both a Roth IRA and a taxable brokerage account with SCHD as one of my holdings in both.
ОтветитьWho the heck would have 4000$ rent at 65 years old lol
ОтветитьManaging money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.
ОтветитьGreat video! I recommend Die With Zero all the time to friends and family, one of the most impactful and practical books I've ever read...
ОтветитьVery well explained!
ОтветитьHealthcare? It seems to me that most of America assumes their health in retirement will be the same as their 20s. Reality is that it will be a much larger burden. Would be great to see these calcs with the assumption of maxing out of pocket on healthcare.
ОтветитьI really appreciate the dedication in each video you post I got a question !For someone with less than $15,000 to invest, how would you recommend we enter the crypto market? I am at studying some traders and copying their strategy rather than investing myself and losing money emotionally what's your take on this approach?
Ответить3 million for me… of course with all my other assets established.
Ответить❤❤❤
ОтветитьI’ve been watching you since the beginning man. I always get a lot of value out of your videos (even if I don’t always follow the advice 😂) thanks for doing what you do.
ОтветитьThe other question besides money is what are you going to do during retirement.
You need to find a purpose
Like many Americans, you used the phrase "...made sense to us". By this, did you just want to convey that you could afford the premiums? Otherwise, I would be interested in how you determine whether the monthly premium you are paying is right. Thank you.
ОтветитьIf you can have $1500 to $2000 a month go to Morocco and retire like prince. Safe, good health care, great cost of living, nice people, and very close to Europe to travel as much as you want so cheap.
ОтветитьGet educated in your field, work hard and prove yourself, pay your debts and payoff your credit cards before interest accrues, buy small things that make you look forward to the day, invest whatever is left over outside of all of that and let the cards fall where they will.
The video proves planning is often pointless. Dont over stress and simulate your life 138 times. Do your best, your actual best, its all you can do. Live a good, hardworking life and these things will take care of themselves. If they dont, you will have no regrets because you will know you did your best. There is nothing else.
Love the book Die with Zero. I read that earlier this year and it is a great book. Thanks for sharing your knowledge about investing!
ОтветитьNice project & thank you.
ОтветитьWhat a fantastic video. Everyone needs to watch this video. Thank you Marko
ОтветитьWhen doing analysis like this, I always just assume a growth rate of (estimated avg. ROI - estimated avg. inflation). So assuming 7% return and 2% inflation, I just plug in 5% growth, and be done with it.
That works, doesn't it?
That way when I'm calculating money amounts in the future, I can keep everything at today's dollars. And I don't have to worry about whether the calculator adjusted for inflation or not.
Don't you need to check the "Show Values after inflation" box, when calculating his future income needs? You used an assumption of him needing $48,000 per year in 25 years. But that's in today's dollars. You calculated the end investment amount in future dollars.
Given a 2.9% inflation rate, that $48k per year is $98,090 in 2048 (25 years from now).
Great job!
Ответитьso what i take away from this is you need to retire with at least 1 mil to avoid having to get a job after 25 years.
ОтветитьI'm interested in investing in alternative assets but I'm not sure if it's a good idea. Can anyone provide some insights on there risks and potential rewards?
Ответитьgood job white boy finance
ОтветитьHello Marko. This simulation is super. I will play around with it although I am age 75 with an MBA like you. We are doing well with a similar concept but without your calculator as we made our own 20 years ago.
ОтветитьDoes the 4% rule eventually withdraw from principal invested?
ОтветитьYou should adjust the color of your background when you're doing your 'today's sponsor' portion so that it better matches their branding (and so i know when to stop fast forwarding..)
ОтветитьGreat video man thanks for elaborating on this topic blessings 🙏🏽
ОтветитьThe whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or real estate to achieve this goal?
ОтветитьHey Marko .. great video .. the more I think about this the more I get to believe that an active management strategy is going to be required, as opposed to set and hold .
To that end .. I’d set cash at $100k (2 years @ 48k) in an HYSA to allow us to skip withdrawl in bad times .. second I’d ease off on the bond ratio from 45% down to about 17% (608k @ 17% is 2 years) so that in medium growth years we can pull the bonds rather than the stocks.
Reallocating in the good years, when the stocks are chugging along nicely.
Not sure if FIcalc can simulate that .. what do you think?
With changes in the economy leading to instability in the stock market, some individuals may face a decrease in their investments in an effort to benefit from the current market conditions, I am considering liquidating my $725k portfolio consisting of bonds and stocks. Someone else in the same situation? Please tell me in the comments!..
Ответитьi like the orange coin
ОтветитьThis is such a useful and valuable video. The simulation tools in the video just explain everything. Explaining something only in theory doesn't sometimes help you visualize things. But with these tools we can actually see the potential outcomes of our strategy or choices. Thank you.
Ответитьpolicy genius recommended a bunch of shady corrupt companies to me .... can't trust them
ОтветитьPlease someone should help here... I lost $8,400 on live trade, I thought live trade is the same as demo trade because I was winning with my demo account. Please this is quite annoying and disappointing, what should I do please.
ОтветитьIf anyone has Spotify premium, Die with Zero is on the audiobook playlist 👍🏼
ОтветитьMy three favorite channels: Marko - WhiteBoard Finance, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥
ОтветитьManaging money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
ОтветитьIf he put it in 5% treasury bill why wouldn’t it sustain?
ОтветитьWe're fastly moving towards Gov spending crossing the 50% of GDP mark, from there on - forget about it.
Like the great Alexis Tocqueville said 'The American Republic will endure until the day Congress discovers that it can bribe the public with the public's money'
Just keep on contributing 15% or more of your paycheck into low cost index funds and get on with your life.
Lift weights, drink water, eat healthy, have sex, jump in the ocean, go running outside, and absolutely never ever stop investing. You do that and you'll be just fine.
Can’t you also take out more than 4% when the market dose really well and less than 4% when it does really poorly?
ОтветитьWhoa !!!
No one can retire …. There isn’t a 25 year old in the nation who can afford 500.00 per month to retire.
How would this change at age 65?
term life is the best. Way better then that whole life garbage
ОтветитьI need about tree fiddy
Ответитьthank you white boy finance
ОтветитьMen, Wanna retire in good shape?
Dont get married.
Opposite for women