Frugal Expert Shares: You're Better with Money Than You Think

Hi Sara. I really enjoyed this video. It was very uplifting and encouraging, great job!! Jeannie

I love Austin's videos!

Can you please suggest a good high-yield Savings Account? I currently use Discover online. Thank you so very much!🙋‍♀️🥰

Impulse Purchases. If you include this in your budget for those random exciting unexpected items then you can make a choice throughout your shopping trip. Budget $30. One thirty dollar item vs two fifteen dollar items. If that makes sense.

I definitely do the 48 hour rule. I keep a list. I give myself a set amount of money each month for “shopping”. This includes anything that isn’t groceries, gas, rent or utilities. It could be personal care, household or other random things. Usually this category ranges from 0 in a no spend month to 100 in a more generous month. I will say that I get the dopamine rush from getting rid of things or selling things I don’t use as much as I do from new things. I think I’ve sold 600$ or more of craft supplies and things I don’t use this year alone.

Do you know any high yield savings accounts that are not online accounts only?

I also like watching Kosher Money.

Years ago I read "The Tightwad Gazette" and it changed a lot of my thinking. And yes, high yield savings accounts are awesome! I'm currently using one to save money for my next car and I'm almost to the point where I will quit putting money into that one and let the interest make up the difference in inflation for when I'm ready to buy. Then I'll open another one.

I'm sma senior citizen there are alot of places that provides discounts. Always ask 😊

A simple thing I did to start managing my finances was to give myself a cash allowance for personal purchases (eg $40 a week). At the end of each week I topped up my allowance for the amount I'd spent, so I had $40 again. All the underspends in my "allowance" became savings in my bank account. Very simple and easy to manage

Thank you for giving a pat on my back

The balance in my purse at the end of the month goes into a till which adds up in time. If I use it during the month I ensure that I replace it. When buying veggies I check on the prices and buy the cheaper ones. I am not enticed by sales at clothes shops.
Yes I am at the moment trying to get into two side hustles.

how much interest is good for a high yield savings account? My savings account gives 4%. How much is considered high?

I wanted to download but I cannot get it.pls help.

Grocery Shopping - I have two questions "when will I cook it?" and then "when will I eat it?" groceries are not a resource, they are a responsibility.

I negotiate almost everywere financially lol i made so many money mistakes in my youth now 56 i enjoy financial peace of mind little luxuries

Guess must be better in finances then i thought

❤

I love the envelope method

Thank you for helping me realize I am doing better with my money than I thought I was 🎉

Thank you for this, you make me feel better about my budgeting progress. It's getting much easier and I enjoy looking at the positive balance in my checking/savings.

Thank you for your kindness and information that I really needed right now.

Sarah ❤❤❤😮😮😮😊😊😊

Most of us suffered the early years of pain by making dumb $$$ decisions. If you learned from it you have won! Give yourself a well deserved pat on the back :-)

Thank you for a great encouraging video! I'd love to see a video explaining a high yield savings account and where to find them.

I just signed up for the budget planner from you! Im definitely a pen and paper person. Thank you🎉🎉