HDFC Ergo Optima Secure Detailed Review | Best Health Insurance 2021 | HDFC Ergo Health Insurance

Is modern treatment cover under this policy or not?

Sir what disease are covered under this plan , exclusion i have read but what disease are under this plan...i mean diabetes , hypertension can be cover under this plan.....please help sir....

Hello,
Info @2.20 is not correct. The base cover increases by 50% and 100% in 1st and 2nd-year respectively, irrespective of whether or not the claim was made.

what about icu room expenses...is there any limitations on that ??

Bariatrics surgery and modern treatment available in this policy

I need to understand, is thr any health checkup reimbursement, and suppose I am porting to this plan then after few month can I opt for any big operation like cataract or knee joint

2x secure benefit, any catch in this.
Or high premium due to this feature.? This looks so tempting to buy, but afraid whether they have any fine print conditions

Writings are not visible

How is the Deductible works ?
Is it the amount we need to pay to HDFC Ergo at the time of buying a policy or we need to pay this amount directly to the hospital at the time of first claim. Like 25k Deductible pehle dena hai Policy Khreed te time ya Jab bhi agar admit hone ke baad admit hote he Hospital ko dena hai 25k amount as a deductible ?

Great explanation ☀️☀️

Is Aggregate deductible is same as deductible ? If not, then what is the difference ? Also If I optu this deductible option at the time of inception, can this be removed at the later stage of the policy ? May be after 5 or 6 years down the line. Please expain. Thank you