Make Sure You Do This BEFORE Buying a Home

Are you a first time home buyer looking to purchase the American Dream, your own place to call home? Hi, I am Krista Mashore with eXp Realty and The Mashore Group. As a first time home buyer having a checklist before you begin your search can take major weight off your shoulders and help eliminate some unwanted stress you may feel during the process. Yes, home ownership is a big decision and a big step. That is why it is important to have as they say all your ducks in a row. So what should be on your checklist: First and foremost, find yourself a good and experienced real estate agent. A good agent is going to guide you through the process and have your best interest when negotiating the contract. This could save you thousands of dollars in your purchase. Talk to a mortgage Lender. As a buyer, your goal is to get a preapproval from a lender first before you start shopping. This way you know what you can afford and the price point of your home search. Most lender pre approvals are good for 90 to 120 days so there is plenty of time to shop for that perfect home. A good mortgage lender is going to help you determine the best loan type for your financial situation. Improve your Credit. Once you meet with a lender, you will know what your credit score is and where you may need to improve. Having a good credit score will help you financially in the long run by allowing you to obtain a good interest rate. Make a list of all the places you would like to live. Maybe there is a cute neighborhood you have been eyeing that checks off all your boxes. If you don’t have a particular neighborhood in mind, think about what areas are best for you with commuting, school requirements, proximity to family and friends and your overall lifestyle. And finally, do not damage your credit during this process. The loan process does not get fully approved until the very end of the transaction. To keep your credit score stable, avoid big purchases. Do not go out and buy all the new furniture you have been dreaming about for your new home. You need to avoid taking on new debt, opening new credit cards and falling behind on credit card payments. With all these checklist items in place, your home search will be more seamless and stressful. If you would like more information on the current inventory and prices in your area, please reach out to my team and I so we can help strategize your next move and make home buying a reality for you.

In 2018 Krista Mashore sold over 22 Million dollars worth of Real Estate and is named in the Wall Street Journal within the Top 100 Agents Nationwide. Please see the article at The Wall Street Journal. To see Krista's local recognition check out this link featured in the Brentwood Press

Kristas expertise and professionalism is revealed not only in the 14 years in Real Estate but also by being within the top 1% of all Realtors in Contra Costa County continuously since 2002.

Krista posses a Master's Degree in Education, previously employed as a School Teacher. Her excellence derives from her outstanding communication, skills, expertise in marketing, and her optimistic attitude towards life in general. Pristine Customer Service to her clients is a top priority. Krista has a natural ability for developing trust by her client base.

Her attitude is characterized her slogan:
"When You Do What You Love, People Love What You Do"

https://www.kristahomes.com/
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