Insurance 101 - Homeowners Insurance Coverage | The Ultimate Guide to Home Insurance

Great information throughout, as I'm currently changing Home/Auto policy holders, reviewing all the necessary liabilities and coverages helps sort through the process and answer many unthought of questions. Thanks for sharing!

I understand that an individual is authorized to visit the web site that tracks anything that is on your insurance record... Is that true and if so can you give me the url for that website.. It does make sense like you cah see your crredit record to see what nasty things they say a bout you so it makes sense that the Fed would let you see info that is being held on you by the insurance companies.. Thank you if you can help.. Thanks Tom.

I see companies making HUGE increases and how do you find the companies that are not so expensive - maybe they had losses and now they are ripping off their customers to make up for their bad choices or the higher risks they had insuring homes in an area impacted by disasters. HELP!!!!

My god i cannot believe you answered my comments so fast.. Much appreciated. Rarely does anyone answer the comments at all.. This kind of attention is so appreciate by everyone. And you can be assured that i will work my way thru every video you post and make comments.. and send your video links to all my friends.. Man you are so valualbe...Thank you..

When shopping for homeowners insurance and you complete an applicaiton and when the photographer comes out and the underwriter decides you need a roof. Is that reason for auto reject or do they allow you to replace the roof if done in a few days.. or are you stuck with a reject on your record. Anyone experienced or have any thoughts about this.

Does any of your stats ever include the mode ? .

Do yourself a favor and avoid The Hartford. Learn from my mistake.

And all these extra stuff cost you more to buy than you save on insurance! Insurance makes you pay for outbuilding you don't have!Think of Insurance as a tax that increases with no benefits what so ever!

$300,000 monkey! Keep that alka seltzer secured

What is a realitor?

This should be standard issue viewing for anyone buying a new home, and for anyone looking to give advice in video format. You're clear, concise, and don't fluff up anything unnecessary, while still keeping a friendly and informal tone and pace. Thank you for sharing your knowledge with the world.

Great vid

well

👸phenomenal💎💎💎👏👏👏

Thanks bro!

And now in my area of Louisiana is on average 5k

Came for the info stayed for the goatee

I’m in Harris county in Texas and my renewal home insurance just came in at $3,153, annual

Very very helpful video. Thank you so much.

Thanks. I got a lot of information from your video. Easy to understand and I love the way you explain facts.

This was the quickest 25 minutes because you made it so easy to understand. First video I'm watching trying to understand all this stuff and I feel like you covered it all. Thank you so much!

I’m lost here,, just like with all 3 insurance SALES PERSONS I’m dealing with. Too much spaghetti here,, sorry. Be better to break it down in small bites Separate videos suggested. But thanks for the barrage

great info, so much clarified for me, one question though :
Whats with Sprinklers? Is that good to have? Discount?

Which is the best company to SELL for? Best commissions/training etc (I’m in south florida)

Full of closure, I’m a licensed property and casualty and life insurance agent with Farmers insurance in California.

Something that a lot of home insurance clients need to know about is making sure that they have mortgage protection as well. The way that we approach that in my agency as we make sure that our clients have life insurance. Your home is one of your biggest investments, and you most definitely want to protect it with the correct home insurance with all the right endorsements and coverage limits. But, if you pass away and your mortgage still needs to be paid off, life insurance can do that for you.

It’s 2023 and they are giving me $3000
Dallas Texas 😢😢😢

Great video! 😊 Learned a lot about homeowners insurance. 🏡 Thankful for the clear explanations.👍

Man... this video was so clear and concise that I couldn't help my hand from going straight to the subscribe button. Very good content man, keep it up!

Excellent job!!!!!

Safeco Insurance is terrible Megan Rojas has been terrible here in Alabama I want to drop Renter's Insurance policy and no one will assist me so I purchased AllState Insurance already goodbye Safeco Insurance just stealing my money.

Great video. Thanks

I live in Nebraska. My home insurance 3 years ago was $1100.00. Last year it went to $2200.00. This year $3300.00. I have never filed a claim. I am becoming Home Insurance broke!

I'm a first timer and I went from a teary mess to confident because of this video. Thank you so much <3

Home Insurance is a fucking rip off

I am watching this video 3 years late, but better late than never. Great video!

Nice

Can you help with advice for home insurance with a in home daycare
Not liability but home owners insurance.

Thank you for all the information!!! Keep up the good work..

So how much is a fair amount for Coverage D please?

Thank you so much for this!!! 🥰

Thank you!

Just wondering if the square footage price for dwelling insurance (i.e. $150.00 per sq. ft. for example) has gone up significantly in the last 3 years?

I just received a quote for $5400 annually. I was told to call back regarding the age of the roof and the type of fireplace. Texas is outrageous.

Wow you are the most approachable person on this topic. Thank you for the information. I am a first time home buyers and knew nothing about insurance, but I feel like I can shop around now

If an old home 100+ years, why would not want below ground rebuild? 100 year old house foundation might not be in amazing condition.

monkey, alkaseltzer, zoo sue you? 🐒

Great explanation....very helpful. Great job.

This was so well done and unbiased. Top notch analysis