ACCOUNTANT EXPLAINS The FASTEST Way To Pay Off Debt in 2024 (With Live Tutorial)

😅😅😅😡😡😡💯💯❤️❤️🔥 HOW DO I DO TO COLLECT 3 BILLION OF DOLLARS FROM US GOVERNMENT ?

ha shes been watching dave ramsey.

OMG, thank you so much for taking the time to do this. You and me, gonna be friends ✌️

My why is the same reason

The ramsay steps you are mentioning are really good ideas. I like seeing others mesh and build different strategies.

Oh baby I’m gone take a trip and treat myself RESPONSIBLY Debt is not my master

It’s not hard. Paying off debt is never going to happen if you don’t change yourself first. You have to be able to stay focused for some times multiple years on one path and allow yourself, family, friends or anyone to stir you off track. You are the one who got into that debt. I paid off $50K+ off in a approx 2 or so years. I really became decided to it in 2021 and I finished in 2023. Dave Ramsey’s first few steps works. All he does is package the same material into a nice little easy to follow plan instead of reading dry crap but it’s all the same. It’s not rocket science. If you can’t change yourself and your habits then you will go right back to having debt.

the other thing you can do is apply for a personal loan with lower interest rates than your credit cards, pay off your credit cards and put the extra money you would be saving into paying off your debt.

I wish groceries was $200 a month!

Thank you so much for this video and for a free template 🙏 Everyone stay happy and debt free.

My “why” is I’m getting married this year. I finally have a reason to live for and want to make a better life for myself. I have $12k in student loans, $25k for a car, and $15k credit card debt. God, help me help myself!!! 💕

I have about 8 cards about 12,000 total debt, no income. I was homeless with my girls. I was thinking of filing chapter 7. Any advise. I feel i need a freah start.

Hi! What if the smallest debt is also the one with the highest interest. I pay "less" in the amount of interest for that one, but the rate is actually higher. Do I stil tacke this first or the one I pay more interest pn just because it's higher?

I throughly enjoyed this !! Love the breakdown and tips. Thank you !! New subscriber 😊

I want to pay off my debt so I can invest and save more.

Hopefully I'll be able to go to Cape Town and run on the beach like the lady in your video 😂

How do you get caught up to do either method when you’re behind in all your bills?

thnx

Credit is such a scam on the public. Banks control people through credit cards they issue. And Experian Eqifax Transunion control us.

Thank you!

I’m now into my 11th year of having maxed out credit cards. I waved the white flag along time ago and have just learned to live with it. Might as well keep having fun. ✌️

Finally someone who understands us and try to encourage us to pay debts in the most encouraging and practical way! Thank you very much for your information ❤it keeps me going!!

Step 1 before I retire step 2 is not debt for my children

I want to be debt free to have money for my grandkids.

What do you think of the idea of using line of credit for lump sum payment for your mortgage, then do avalanche pay down line of credit; would there be any benefit or would it cost more

There's a huge problem with the snowball method, which is that the "dopamine hit" is way oversold, especially by Dave Ramsey who has built a billion dollar company by offering paid products built on steps like snowball. Doing what makes mathematical sense is actually going to give you more dopamine when that huge debt is paid off. Avalanche method is the only thing that makes sense if you're wanting to get this done. You have to be able to trust the math and not your feelings about this.

initially got into debt because of private and federal loans.. then added an auto loan on top of that, got behind and added personal loans to that... not smartest but also just a complete lack of knowledge and understanding...working to expand my knowledge and free myself from this.

My why is to be debt free. I only have my student loan left. Once I'm done, then I want to be a home owner and do the same so I can retire on time and enjoy it. God's will🙏

Thank you Gabrielle, this really helpful, I look forward to using this system

I want to be debt free because debt sucks 😢

When we fast forward the process this way, do we still build credit?

Love the video! I’ve heard all these advice before but the way you put it all together and simplified it makes it so much less overwhelming. Thank you, you have a new subscriber 😊

What is 1000$ going to do realistically? This Dave Ramsey method is no longer working in 2024.

My smallest amounts have the highest interest and the largest the lowest 😅 automatic snowball.

People tend to overlook “Paying above your means” unlike living above your means

Great tips! I paid off my debt in 5 months using the velocity banking method.

Peace of mind and to be able to save and invest and move on with achieving my goals

In these uncertain economic climate, I need to have as much control of my money as possible. Stay flexible

I want to get my security clearance again.

I got hooked with title and the thumbnail. But the audio made me leave. I really hope you fix it 🙏🏻 good luck

Stress free life. And for a house

My "Why" is to start a family. I want to have kids of my own but I refuse to bring a child into a financially chaotic situation. And debt is financial chaos.

I want my husband to retire and to say that I did.

Thank you soo much for the template...I have watched several vidz to get inspired and do the best method to knock off debts.

Easy yo do when you don’t have a family

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All this sounds good but working in the financial industry it’s understood why the snowball and avalanche methods fail. People deal with their finances using their emotions. If you had a more logical and guaranteed way to attack your debt using AI the chances to eliminate debt are higher with my clients then this traditional excel calculations.

I want to start having good debt instead of bad debt

Hi Gabrielle, I'm a new subscriber, and need to get a better handle on my finances. Your videos are super helpful thanks so much 🙏 ✨️🌎