Debt Relief: Everything You Need to Know

Hi Ben, I just sign up with National Debt Relief two days ago. I am 83, on a fixed income and I'm embarrassed to say I am 76000 in debt. I am not behind on any payments but am getting nowhere in reducing my balances since the interest rates are so high. I'm very uncomfortable to think about not making payments Any suggestions since the program hasn't started yet!?

I'm looking into a company called New Start Capital and they keep telling me they do "debt modification " and they claim it's different from the debt settlements. Yet when they explain the program to me it all sounds the same. Have you heard of "debt modification" ? I feel like they are just using a different term to swindle me into doing it.

Not and never been in debt thankfully but I find personal finance in general and just knowing to be reassuring for myself (hopefully never have to use it) but also to help others :)

Hey your message was great. Build confidence man or come up with a better joke at the start of the video. And pick a shirt with color lol but thanks for the info it was very helpful

Side note: omg I love your voice.

Almost signed up with Credit Associates after having a call and realizing I could potentially save $8000 while making a much smaller monthly payment. They didn't say anything about the likelihood of a lawsuit!! That is a hard pass for me. I'll continue to try and make the payments on my own.

Can we schedule a call? I need some advice

I might be too late. I've just started with Accredited debt relief. Although I havent made any payments yet. Im about $16,000 in credit card debt over 5 accounts. As it stands, I havent had any late payments but i didnt want to take decades to pay off the debt. After having gone through the sign up process im having doubts that this was the right call. Any thoughts or pointers?

I would like to present a scenario of 40000 in personal tax debt that will expire in 3 years or consolidate/debt Relief to pay off credit cards of 35000 and pay taxes from savings? Love your program information. Thanks,

Roy B

Thanks Ben!!Sending you a note ASAP

Does debt relief ruin your credit score? If so, for how long?

Do you receive money from debt relief?

Hello Ben. I'm interested in a Debt Relief Loan where I just get a lower rate than the 26% BS the companies charge and the rate keeps moving which completely BS. I just want to pay it down with a reasonable rate and be done with it. I have about 20 K credit card debt and intend to Never use them again unless some drastic event. I have a 688 credit score and make very good money still but in the current Horrible economy it doesn't go nearly as far as it should. I will call.

How can i contact you?

you should also note that bankruptcy will not allow you to apply for an offer in compromise with IRS. most likey if person has credit card debt, there is a high chance that they also owe back taxes with IRS

Hi there Ben... I def appreciate all this helpful info as i am relatively new to cc debt altho stressful I have any at all...my only source of income is SSDI and currently making just the min pymnts... I am struggling to stay afloat and since I am new to all this any advice is def helpful thank you for taking time to inform the public about credit etc...stay blessed🙏

How can I get in touch with you

Why will a federal credit union not settle debt? Is there a video that elaborates on that?

is there any certifications or licenses i need to start my own debt consolidation/relief program?

Well I already signed up for this is there any way to cancel the account

They charge a 25% fee. How much savings can you get? Plus you also can get sue by the lender.

That’s why u need to ask questions

I should’ve seen ur vid before I signed into debt relief. I’m getting sued by 3 companies, program gets 25% which I found out later, plus 2 creditors didn’t want to negotiate and program wanted me raise my monthly payments from $851 to $1,711. I said I couldn’t afford that so they took the 2 creditors out and told me to call them and negotiate myself. It’s the worse. Oh and one more thing I didn’t miss a payment in 10 years, but I was only paying minimum payments. My credit score was over 700 but now sense they told me to stop payments my credit is at 540

Hello, I have 6k in housing debt and 6k loan debt and am struggling to both agencies have been very flexible with me but I do want to resolve it asap due to it being a cripple in my life and my partners life, and I’m not really sure what I’m doing, any advice?

How can I join your program?

How do I trust these negotiations? Can they drag out negotiations to get more money over time? What guarantees do I have that they will settle quickly?

Any idea which route I should go? I’m a retired vet on a fixed income with 2 loans @ $10k each, plus a maxed out credit card for $20k all thanks to my ex wife🤦🏼‍♂️
We both occurred the debt but it was all in my name so I got stuck with it. Any ideas would be greatly appreciated to help get me out of this $40k hole. Thanks

I don’t want all the negatives of the debt program. I’d rather just pay more than the minimum to my card companies. I wish I could get approved for a loan for the low interest rate and use the money to pay my cards.

What are your thoughts on company Freedom debt relief? Lady claimed best in nation.

What's considered high fees?

I am on my mothers bank account and I am doing debt relief can this affect her account in any way

Is Debt Credit Relief legit?

I owe about 19000 in credit card debt. I’m a 75 disable person. If I do dent release will I be sued and can they take my social security from me?

Hi Ben! This is a amazing information. I am very grateful for you taking the time to make this. Would love to schedule a consolation with you. Heading over to your website now!

I working thru freedom choice I live pa receive letter from Citi Bank homedepo threatening me sui me yes freedom got copy letter

Can you get out of a debt relief contract

Hey I have a ? If I just signed up however just watched this video should I call and ask will I have a likely hood of being sued

I'm $24,000 in credit card debt 😡 could this service help me with a affordable monthly payment?

If I signed the documents but still haven’t paid them anything can I still get out of the debt relief program??

I saw that if I sign up w a national debt relief it may hurt my credit for 100pts or more! & last 7 years. Please what should I do?

I have CC debt and pay monthly for the CC payments, will I be able to take a low interest loan to close them out and do 1 monthly payment?

How can you do debt relief if you move outside the US? I have to leave the country to go take care of an aging parent, but I'll most likely be returning in a few years. I don't want to return to my credit score completely destroyed. Can you do a video on that?