Episode 1 The Brian and Kindra Show

5 Mistakes Home Buyers Make
Woodward, Oklahoma
#1 is choosing the right realtor.
It helps to build that relationship so you're more taken care of. One of my home buyers recently had commented, she said, you said that would be the right house for us, it would be perfect for us, and I didn't think you were right but you were right. And so sometimes we end up knowing you as well,
not really, but, but it feels like we know you as well as you know yourself because we see things about the way that you're looking at homes and what gets you excited about a home. And so we're able to really search, and Brian is really good at searching. You really look outside the box and sometimes you find things that aren't on the market, or you're good about knocking on doors and going, hey you want to sell your house?

#2. Be Ready by Choosing the Right Lender.
We have great local lenders. And so what we can help you to do is to kind of go through your needs we can help you find your lender and with the right lender, will kind of do the same thing that we've done and they'll get to know you well. They can sit down with you and look at your application with you. They can help you to fill it out they can answer all of the questions that you have. It is a challenge to fill out some of those applications even when we've done it a few times.

#3 Be Ready to Buy.
So talk to a realtor and talk to a lender, get pre-approved, and then when we find the house we can jump. It's not always the price. Sometimes it's the type of loan, type of concessions, etc.

I mean if we're going with the cash versus a government-backed loan that's going to require some repairs, that's a different kind of thing. But in this one, it was apples to apples and it was just a hundred dollars difference. So make your offer appealing. If you know you love it and you know you want it, sometimes you really have to be willing to pay for it. We all have that. And Brian particularly has that drive that he wants the best bargain and he will hunt it down.

And sometimes we have to be ready in our Woodward market to just pay for what we want. So I think that's important.
#4. Make an appealing offer.

#5 make sure we can resell it. You want to be educated on the area, the size, the type, so that more than likely you're going to sell your house. The average, they said first-time homebuyers, are four years. They live in the house four years, which if you think about it, they get married, change jobs, have babies, all that kind of fun stuff.

So their life changes in four years. So that's the average. The average of all has gone up, t's like 8 to 10 years that people stay in their homes. But we need to be able to resell it. So when you decide to move up, we don't want to be upside down. For example, if you buy a house that needs a bunch of work on it, four years down the road the work that you should have done the day you moved in now becomes a lot more tedious, more expensive. So make a plan once you buy the house to start remodeling, not remodeling, but get those things done that are on the home inspection report, done. That way you're ready to resell. So make sure when you go to buy a house, you want to be educated on how resellable that house is that you're buying.

I'm like, I could have two living rooms, and three bedrooms, and two bathrooms, but that's not my must haves. My must have is a two car garage. Like that is a big deal to me. I mean I could live with a one car, but like with all my cars in my driveway, I really want two cars. Location, features, what are my must haves? I mean if you can kind of start breaking that down to what you really, really need versus what you think that you want, that'll help us to shop too, and maybe we can surprise you with some of your ones. Do you have anything to add to that?

No. Of course if you could save, like that USDA loans and FHA loans require a little bit of money down, but there's some kind of costs to those loans. If you get down to that conventional 20 percent downrange which sounds like a lot, but man, there is a huge opportunity there to save money long term by putting 10 or 20 percent down.
Sponsers
Bank 7 - 580-254-0100
State Farm Insurance -Agent Kevin Cansler - 580-256-2216
Sherwin Williams - 580-256-5861
APC - Andrews Professional Coatings - 580-571-2384
On Point Land Survey - 580256-6757
Comfort Zone - 580-254-5864
JCP Termite Control - 580-334-5380
Modern Appliance - 580-256-3328

Скачать видео