How to Invest Once You Retire

If a retiree's portfolio is not substantial <$500k, and their withdrawal strategy is 3% to maybe 4%, is tax planning so much of a big issue? When low income is expected, does tax planning become less of a concern?

Great job 👍
I am planning to use SPIA'S to damper sequence of return risk

What is involved in a financial plan/strategy? Going over the portfolio?

Great content as always. I have utilized the free software as much as I can. I really need to step up into the planner plus.

Having been in healthcare 28 years physicians often over promise and under deliver. Docs who don’t give you worse case scenarios are blowing smoke in your tail pipe. But there are lots of patient’s I see who want to live in denial and get gaslit.

I enjoy your videos and respect your advice. It would have been helpful to give a few examples of the reduction of risk and corresponding returns. Otherwise you were speaking in general terms. Thank you.

Thanks Dave! Another great educational video!👍🏽

TOTALLY agree with your comments on Risk Tolerance!

Semper Fi 🇺🇸

Great videos! This channel has some great advice also @PlanningBeforeInvesting

How do you find the minimum rate of return?

I wonder what the percentage is, of people who leave millions of dollars on the table in forfeit returns over a 30-40 year retirement vs. the people who go broke because they were too aggressive with a 100% S&P 500 portfolio and a 4% withdrawal rate...

excellent, there must be at least 10 videos in this!

If you have won the game why keep playing? The name of the financial game is retirement is income. I'm retired and as I get older I get more conservative and go more for guarantees. If I am doing well, who cares about "gains"?
I always enjoy your videos, David. Thought provoking.

You may need as much as $3.6 million to maintain your current lifestyle due to inflation, which will continue to be impacted by high inflation, lower market returns or value projections, and stagnant wages. Achieving a secure early retirement may be more challenging than ever.

Always Great Dave! Thanks so much for your videos!

This is an excellent framework, but I'd like to hear more about actual investments (examples of). Thanks!

If you have NO debts and still have 3 meals per day. YOU HAVE ENOUGH ❤❤❤❤❤❤❤❤

I continue to find these videos instructive. They give me more confidence when making a move in retirement investment. Thank you Dave.

Retirement becomes truly fulfilling when you posses two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure goof returns and ensure a comfortable retirement.

I am bingeing on your channel and want to share with my husband. What video should I share with him first?

I also sent an intake form to help you determine what would be the best first video to share with him.