反向贷款——以房养老#反向贷款#以房养老

反向贷款——以房养老#反向贷款#以房养老

温哥华最TOP

55 лет назад

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最近，我在研究新的贷款政策的时候，发现了一种以前不太常用，但是最近异常火爆的房屋变现的形式——反向贷款，也就是老年人靠将房屋抵押给银行来收回房子的净值，可以是一次性付款，也可以是定期付款，获得的资金不仅无需交税，而且也不需要贷款人的收入证明或信用纪录。这种形式的贷款就叫做反向贷款（Reverse Mortgage），更好理解的说法是“倒按揭”。
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