Beginner's Guide To Budgeting | Step By Step Tutorial! 2025 Setup For You!

We budget living in Mexico 🇲🇽🙏🏼 Cheers from 2 Canadians living in Mexico. 🇲🇽✌🏼

Paper bills unless they charge a fee for it. All synchrony accounts now charge a fee for Paper statements.

According to this I woud have to get a car for $233 that's impossible our lowest car payment was $363 now it's $570 for the new one

Please Forgive me if my question comes off dumb. My question: once everything is figured out and mapped out and placed in envelopes for bills. How do you proceed to pay it? These days most payments are paid online or by check via mail. So what would i do with the cash? Do i deposit it back into the bank account when it's time to pay or is there another method that I'm missing? do you have any suggestions on what to do with the cash to pay the bills? Thank you.

Can we go back in time and get a cheaper car? This isnt helpful now.

I’m afraid to look at anything

I’m not purchasing anything more

This was a really good video I definitely needed this 💯

This is THE BEST beginner’s guide for budgeting that I’ve been able to find on YT. Thank you!!! I am going to definitely follow these steps and watch the other videos as well.

I keep a running list in the notes section of my phone. I put ALL bills in order of their due dates. I don’t do categories. I just list all bills by their due dates and how much is due. Once I pay a bill I type paid under that bill. I have never understood the need for categories. They are all bills regardless how they would be categorized and they all need to get paid by the end of the month. I don’t stress and all my bills get paid on time. I have some paperless bills and I know when they will be coming out so when they do come out I subtract. Nothing hard about it. Everyone budgets different and everyone should do what works for them. I do like to watch and see how other people budget.

am i just stupid I dont know how to download the free printables, I keep going to a google doc, but I don't know which on it is, and then they are all just not doing anything????

Hi Jenn. Happy Monday. Awesome information for beginning budgeters

I can’t believe how much you sound like my mother and it’s crazy because then you said you’re husband Jason and it’s crazy because that’s my dads name

The part about averaging your groceries per month was easy to understand until I saw you put $600 on your monthly grocery expenses. I would've assumed that your average grocery expense would be $200 since you went 6x in three months, $100 each trip. 2x a month= $200.
This is the only part that tripped me up. (as I was calculating my own grocery expense for my own understanding)

❤ 🕊 ❤️

I really appreciate you making this video. Do you have any tips for entrepreneurs?

Thanks for the videos.

$2500/ year for hair?…;….;……..🤦‍♂️

Thank you so much for this video. I grew up extremely poor, so I've always been afraid to spend money. I've never really had the problem of overspending, but I HAVE had the problem of refusing to buy necessities like clothes, skipping meals, etc. It's embarrassing to go to work with stained, patched up clothes and holes in my shoes, but the (almost irrational) thought of being on the streets is worse than the embarrassment of 'looking poor'. Following this guide has made me realize that I have more wiggle room to spend on these necessities than I thought. Thank you so much. 💝

How do you get this started when you have different bills due each week?

How do I find April’s channel?

I love your voice, how easy you explain everything and how good this is! Thank you!

Ii was never taught how to budget and I'm always stuck and frustrated

Thank you for this video I was shocked how much I was overspending, 😭😭.. Im going to start making adjustments, thank you for the printables❤

I need paper bills or I’ll forget to pay it.🤦🏻‍♀️

How do you manage with 74$ with eating out or purchasing? I’m 20 and have a lot of friends and events. Can I just allocate an amount to going out?

Some of them are charging for not being paperless now

I have a question she did only her income can we do both income w spouse.

Great video, congrats on paying your car off, oh what a feeling 😊😊

I love how you explain everything

I just subbed wow I’ve been doing it wrong the whole time thank you for the freebies and thanks for breaking it down like this I understand it so much more

I’m so glad I ran into your channel. ❤❤❤

I'm on fire girl!!!!

Hey, is your complete plan still available? I’ve had a look on Etsy and I can’t seem to find it 😢

old fashion cash budgeting, love it!

ok so paperless isn't as bad as you think you can print those bills when you get them over email for you records you can also print the confirmation emails so you have proof it was paid not going paperless can cause you to not have this proof via confirmation emails.

Beginner is wild. I almost had a panic attack watching this 😭

Love this help but 10/10 recommend getting reusable bags, I have some cute (some plain) reusable bags that I use every time I go to the store and that saves so much plastic, man. I also watch what I buy and it's packaging bc if I can get 1 small bag of popcorn kernels to pop myself, I choose that over the 5 pack plastic wrapped microwaveable bags. So simple but feels so much better, just bc the plastic issue can't be solved overnight doesn't justify going directly with that toxic, lazy flow. Thank you for your help ❤

Do you keep all of your sinking funds in cash only? in your envelopes, not in a bank account.

Hi Jen. I am brand new here and your posts are so ultra helpful. I do have a question. Every pay period I tithe 10% of my income which is hundreds of dollars per month. Do you tithe and have this covered in a different video or do you not have that as part of your budget please? Thank you so much!!

Hello where does gas ⛽️ fit in on your budget

The cost of living went up.

Thank you so much

I agree auto pay is easy to lose track but I do not trust mail honestly. E-bill reminds me of everything and I don't miss it.

Going paper bills costs money!!! Vendors will charge you for that. Why would I pay more. That’s a waste of

Thank you sooo much for the freebie 💝🌺 and the wonderful budget explanation

Great video - thank you! I would love to not use paperless. Not sure about the US but in Australia they charge you an extra fee unless you use paperless. So it is a toss up between paying a fee (which makes me cross!) and having the paper bill in my hand that I want.

Thanks for your content , so very informative. I’ve only recently began watching . When you say 10% for car (payment ) .. if I don’t have that expense would the 10% be registrations , car maintenance , etc ?

I started getting into budgeting last year and lost track of it due to many moves and life changes and I’m finally ready to get back into it. Thank you so much for putting this in terms I can follow and understand. I even used the cash envelope system before, too, and plan on doing it again since I did so well with it before. Thank you again! I can’t wait to get on top of things again

HI LOVE YOUR CONTENT, FOR ME I GO TO 4 DIFFERENT STORE TO GET GROCERY😅😂, DEPENDS ON THE DEALS THEY HAVE EACH WEEK, I HOPE I'M CALCULATING CORRECTLY (I COUPON THATS WHY I BUY LIKE THAT)